By using our websites, you agree to the following terms of service:

Acceptance of Terms
These terms of service (“Terms”) apply to all users of our websites. By accessing or using our websites, you agree to be bound by these Terms, as well as any additional terms and conditions that are referenced herein or presented elsewhere on our websites.

Ownership and Use of Content
Our websites contain content that is owned by or licensed to us. This content includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms. You may not modify, reproduce, distribute, publish, or create derivative works based on any of the content available on our websites without our prior written consent.

User Conduct
You agree to use our websites only for lawful purposes and in a manner consistent with all applicable laws and regulations. You may not use our websites in any way that could damage, disable, overburden, or impair our servers or networks, or interfere with any other user’s use of our websites. You may not attempt to gain unauthorized access to any part of our websites or any other systems or networks connected to our websites.

Use of Community Websites
All individual community websites in our network of websites are part of HarborStoneGroup.com. By using any of our websites, you agree to be bound by these Terms. You acknowledge that we have the right, but not the obligation, to monitor the content posted on our websites and to remove any content that we deem inappropriate or offensive.

Links to Third-Party Websites
Our websites may contain links to other websites that are not under our control. We have no responsibility for the linked websites and provide these links solely for your convenience. You acknowledge and agree that we are not responsible for the content, accuracy, or legality of any linked website.

Modifications to Terms
We may modify these Terms at any time, and such modifications shall be effective immediately upon posting on our websites. You agree to review these Terms periodically to be aware of any such modifications. Your continued use of our websites after any such modifications constitutes your acceptance of the modified Terms.

Termination
We reserve the right to terminate your access to our websites at any time for any reason, without notice or liability to you.

Disclaimer of Warranties
Our websites are provided “as is” and without warranty of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our websites will be uninterrupted, error-free, or free of viruses or other harmful components.